
Blog
Introduction
Misinformation can prevent would-be investors from capitalizing on market opportunities. From believing you need a fortune to start investing to fearing that stocks are “just gambling,” these myths can hinder financial growth.
Myth-Busting
“You Need a Lot of Money to Invest”
Many platforms now allow fractional shares, enabling you to start with as little as USD 50.“Investing Is Gambling”
While speculation exists, long-term investing based on fundamentals is driven by data and growth prospects.“Timing the Market Is Key”
Consistency often trumps timing, as missing even a few rebound days can drastically reduce long-term returns.“Diversification Is Only for Big Portfolios”
Even small portfolios benefit from a mix of assets to mitigate single-stock risk.“High Fees Mean Better Service”
Many lower-cost or transparent-fee solutions can outperform higher-fee alternatives.
Supporting Fact
Dalbar research consistently shows that do-it-yourself “market timers” typically underperform simpler buy-and-hold strategies1.
How Surmount Wealth Does It Better
By educating investors on debunked myths and offering fractional and automated strategies, Surmount Wealth removes barriers to entry. Our transparent fee structure ensures you know exactly where your money is going, reinforcing trust and accessibility.
Related

Get Started
Experience the full power of our SaaS platform with a risk-free trial. Join countless businesses who have already transformed their operations. No credit card required.
FAQs