
Blog
Jul 27, 2024
Introduction
Global events—whether pandemics, geopolitical tensions, or financial crises—can unsettle the markets. A resilient investment strategy not only weathers economic storms but seizes opportunities that arise during turbulent periods.
Core Elements of Resilience
Emergency Fund
Maintaining a cash buffer prevents forced asset sales during crises.Defensive Allocations
Consider stable assets like high-quality bonds, certain commodities, or low-volatility ETFs.Regular Stress Testing
Scenario analyses (e.g., interest rate spikes or market drawdowns) reveal how your portfolio might respond.
Noteworthy Insight
According to data from Fidelity, portfolios with a mix of at least 30% fixed income tend to recover faster from market downturns compared to all-equity portfolios1.
How Surmount Wealth Does It Better
Our platform continuously evaluates risk exposure against various “what-if” scenarios. By identifying vulnerabilities in real-time, Surmount Wealth helps you bolster your portfolio ahead of potential downturns—enhancing long-term stability.
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