
Blog
May 18, 2024
Introduction
Minimizing tax drag on your investments can significantly enhance overall returns. Whether you’re dealing with capital gains, dividends, or interest income, employing tax-efficient strategies ensures more of your hard-earned returns stay in your pocket.
Core Tax Strategies
Tax-Loss Harvesting
Offset capital gains by strategically selling underperforming assets.Asset Location
Allocate investments (bonds, dividends) into tax-advantaged accounts such as IRAs or 401(k)s.Timing of Sales
Holding assets for over a year can qualify you for lower long-term capital gains rates.
Noteworthy Statistics
A 2020 study by Cerulli Associates revealed that tax optimization can improve net returns by an average of 1–2% annually, depending on portfolio composition1.
How Surmount Wealth Does It Better
Surmount Wealth’s algorithm monitors tax implications in real-time. By automatically identifying harvesting opportunities and recommending optimal asset locations, we ensure your portfolio remains tax-smart year-round—without complicated spreadsheets.
Related
Category
Tax Alpha at Scale: How Automated Tax-Loss Harvesting Can Generate 100+ bps of Outperformance
Nov 7, 2025
Category
The AI Portfolio Management Revolution: What Works, What's Hype, and What RIAs Need to Know
Nov 5, 2025
Category
The Unbundling of Wealth Management: How Best-in-Class Tech Stacks Are Replacing All-in-One Platforms
Nov 3, 2025

Get Started
Experience the full power of our SaaS platform with a risk-free trial. Join countless businesses who have already transformed their operations. No credit card required.
FAQs







