
Blog
May 9, 2024
Introduction
Financial literacy is more than knowing how to balance a checkbook—it’s about understanding how money works, how to invest wisely, and how to set realistic financial goals. Research suggests that individuals with strong financial literacy are more likely to save, invest, and build lasting wealth1.
Pillars of Financial Literacy
Budgeting
Track income, expenses, and plan for emergencies.Investing
Understand basics of stocks, bonds, mutual funds, and ETFs.Credit & Debt
Manage credit responsibly and prioritize debt repayment.Retirement & Insurance
Secure your future through adequate savings and insurance coverage.
Data-Driven Insight
A report by Standard & Poor’s found that only 33% of adults worldwide are financially literate, highlighting a vast knowledge gap2.
How Surmount Wealth Does It Better
Beyond providing investment tools, Surmount Wealth offers accessible educational content—helping novices and experts alike understand and apply core financial concepts to grow and safeguard their wealth.
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