Embedded investing for fintech apps

Bring investment management into your app.

Offer automated, personalized investing under your own brand without registering as an adviser or building a brokerage stack. Surmount provides account opening, strategies, rebalancing and trade execution through one integration.

Request Early Access

See How It Works

Workflow, Running

Trigger: New deposit received

Match to model portfolio

Check compliance rules

Execute trade

Log to ledger

Runs automatically, so your team can focus on the product.

Workflow, Running

Trigger: New deposit received

Match to model portfolio

Check compliance rules

Execute trade

Log to ledger

Runs automatically, so your team can focus on the product.

The Problem

Why fintechs embed investing with Surmount

Skip the multi-year build, the adviser registration and the vendor stitching. Plug in the infrastructure and keep your roadmap focused on your product.

people smiling

Speed to market

Launch investing features in weeks. A ground-up build means adviser registration, broker integration, portfolio logic and compliance tooling.

Compliance built in

Quantbase, LLC, our SEC-registered subsidiary, can act as adviser of record, and brokerage runs through Alpaca Securities LLC, member FINRA/SIPC. You choose how much of the regulatory load you carry.

Your product, your brand

Surmount runs behind your interface, so users see your brand on every screen, email and statement.

The Problem

Why fintechs embed investing with Surmount

Skip the multi-year build, the adviser registration and the vendor stitching. Plug in the infrastructure and keep your roadmap focused on your product.

Speed to market

Launch investing features in weeks. A ground-up build means adviser registration, broker integration, portfolio logic and compliance tooling.

Compliance built in

Quantbase, LLC, our SEC-registered subsidiary, can act as adviser of record, and brokerage runs through Alpaca Securities LLC, member FINRA/SIPC. You choose how much of the regulatory load you carry.

Your product, your brand

Surmount runs behind your interface, so users see your brand on every screen, email and statement.

The Problem

Why fintechs embed investing with Surmount

Skip the multi-year build, the adviser registration and the vendor stitching. Plug in the infrastructure and keep your roadmap focused on your product.

Speed to market

Launch investing features in weeks. A ground-up build means adviser registration, broker integration, portfolio logic and compliance tooling.

Compliance built in

Quantbase, LLC, our SEC-registered subsidiary, can act as adviser of record, and brokerage runs through Alpaca Securities LLC, member FINRA/SIPC. You choose how much of the regulatory load you carry.

Your product, your brand

Surmount runs behind your interface, so users see your brand on every screen, email and statement.

The Solution

Embedded Investing

Automated Order Execution

Personalized Direct Indexing

Dynamic Portfolio Management

Request Early Access

Connect your custodian. Trade hands free.

Sync accounts, models, and compliance rules so every rebalance keeps moving.

Custodian sync

Tax-aware trades

Auto compliance

Trigger

Action

Notify

Complete

  • Border Shape

Automated Order Execution

Every asset class. One execution flow. Subhead: Trade equities, ETFs, crypto, and fixed income automatically, orders route themselves the moment conditions are met.

Trade equities

Automated routing

Real time fills

Scanned today's trigger conditions

12 conditions checked (completed)

Matched qualifying accounts

34 accounts matched (completed)

Built the order queue

9 orders queued

Executing trades

Running...

Confirming fills and updating ledger

Up next

Scanned today's trigger conditions

12 conditions checked (completed)

Matched qualifying accounts

34 accounts matched (completed)

Built the order queue

9 orders queued

Executing trades

Running...

Confirming fills and updating ledger

Up next

Scanned today's trigger conditions

12 conditions checked (completed)

Matched qualifying accounts

34 accounts matched (completed)

Built the order queue

9 orders queued

Executing trades

Running...

Confirming fills and updating ledger

Up next

  • Border Shape

Every portfolio. Built for one.

Individually tailored at the account level, not a shared model everyone gets the same version of.

Individual customization

Ongoing management

Tax loss harvesting

Rebalance - running

Trigger: Drift detected

Check pre trade compliance

Generate tax aware trade

Running 24/7. So your team can focus on clients.

Rebalance - running

Trigger: Drift detected

Check pre trade compliance

Generate tax aware trade

Running 24/7. So your team can focus on clients.

Rebalance - running

Trigger: Drift detected

Check pre trade compliance

Generate tax aware trade

Running 24/7. So your team can focus on clients.

  • Border Shape

Rebalancing that never sleeps

Stop loss, take profit, and tax optimization run continuously in the background, once configured.

Auto rebalancing

Stop loss and take profit

Tax optimization

Drift corrected

0%

0%

Tax loss captured

0%

0%

Trades automated

0%

0%

Time saved

0%

0%

Security & Compliance

Built for fintech partner due diligence

The security, registration and brokerage answers your compliance team and partner bank will ask for, in one place.

AES-256 Encrypted

SEC-Registered Advisory

FINRA/SIPC Custody

Trade-Only Access

Launch investing inside your app

Request early access and we'll scope your integration and show you a working demo in your brand.

Request Early Access

Launch investing inside your app

Request early access and we'll scope your integration and show you a working demo in your brand.

Request Early Access

Launch investing inside your app

Request early access and we'll scope your integration and show you a working demo in your brand.

Request Early Access

Surmount AI Inc. Advisory services provided by Quantbase, LLC, an SEC-registered investment adviser. Brokerage services provided by Alpaca Securities LLC, member FINRA/SIPC.

Product

Custom Model

Pre-built Model

Direct Index

Alternative Investing

Investing Agent

Solutions

For Advisors

For Family Offices

For Credit Unions

For Fintech Apps

Others

Blog

Contact

Privacy Policy

Terms & Conditions

User-centered Models

Quantbase, LLC (Quantbase), a wholly-owned subsidiary of Surmount AI Inc, is an investment adviser registered with the Securities and Exchange Commission (“SEC”). By using this website, you accept our Terms of Use and Privacy Policy. Quantbase's investment advisory services are available only to residents of the United States in jurisdictions where Quantbase is registered.Nothing on this website should be considered an offer, solicitation of an offer, or advice to buy or sell securities. Past performance is no guarantee of future results. Any historical returns, expected returns [or probability projections] may not reflect future performance. Account holdings are for illustrative purposes only and are not investment recommendations.The content on this website is for informational purposes only and does not constitute a comprehensive description of Surmount’s investment advisory services. Refer to Surmount's Program Brochure for more information. Certain investments are not suitable for all investors. Before investing, consider your investment objectives and Surmount’s fees. The rate of return on investments can vary widely over time, especially for long term investments. Investment losses are possible, including the potential loss of all amounts invested. Brokerage services are provided to Surmount Clients by Alpaca Securities LLC, an SEC registered broker-dealer and member FINRA/SIPC. For more information, see our disclosures. *These are not, nor intended to be, a testimonial or endorsement of Surmount's services.

@ 2026 Surmount Inc.

Surmount AI Inc. Advisory services provided by Quantbase, LLC, an SEC-registered investment adviser. Brokerage services provided by Alpaca Securities LLC, member FINRA/SIPC.

Product

Custom Model

Pre-built Model

Direct Index

Alternative Investing

Investing Agent

Solutions

For Advisors

For Family Offices

For Credit Unions

For Fintech Apps

Others

Blog

Contact

Privacy Policy

Terms & Conditions

User-centered Models

Quantbase, LLC (Quantbase), a wholly-owned subsidiary of Surmount AI Inc, is an investment adviser registered with the Securities and Exchange Commission (“SEC”). By using this website, you accept our Terms of Use and Privacy Policy. Quantbase's investment advisory services are available only to residents of the United States in jurisdictions where Quantbase is registered.Nothing on this website should be considered an offer, solicitation of an offer, or advice to buy or sell securities. Past performance is no guarantee of future results. Any historical returns, expected returns [or probability projections] may not reflect future performance. Account holdings are for illustrative purposes only and are not investment recommendations.The content on this website is for informational purposes only and does not constitute a comprehensive description of Surmount’s investment advisory services. Refer to Surmount's Program Brochure for more information. Certain investments are not suitable for all investors. Before investing, consider your investment objectives and Surmount’s fees. The rate of return on investments can vary widely over time, especially for long term investments. Investment losses are possible, including the potential loss of all amounts invested. Brokerage services are provided to Surmount Clients by Alpaca Securities LLC, an SEC registered broker-dealer and member FINRA/SIPC. For more information, see our disclosures. *These are not, nor intended to be, a testimonial or endorsement of Surmount's services.

@ 2026 Surmount Inc.

Surmount AI Inc. Advisory services provided by Quantbase, LLC, an SEC-registered investment adviser. Brokerage services provided by Alpaca Securities LLC, member FINRA/SIPC.

Product

Custom Model

Pre-built Model

Direct Index

Alternative Investing

Investing Agent

Solutions

For Advisors

For Family Offices

For Credit Unions

For Fintech Apps

Others

Blog

Contact

Privacy Policy

Terms & Conditions

User-centered Models

Quantbase, LLC (Quantbase), a wholly-owned subsidiary of Surmount AI Inc, is an investment adviser registered with the Securities and Exchange Commission (“SEC”). By using this website, you accept our Terms of Use and Privacy Policy. Quantbase's investment advisory services are available only to residents of the United States in jurisdictions where Quantbase is registered.Nothing on this website should be considered an offer, solicitation of an offer, or advice to buy or sell securities. Past performance is no guarantee of future results. Any historical returns, expected returns [or probability projections] may not reflect future performance. Account holdings are for illustrative purposes only and are not investment recommendations.The content on this website is for informational purposes only and does not constitute a comprehensive description of Surmount’s investment advisory services. Refer to Surmount's Program Brochure for more information. Certain investments are not suitable for all investors. Before investing, consider your investment objectives and Surmount’s fees. The rate of return on investments can vary widely over time, especially for long term investments. Investment losses are possible, including the potential loss of all amounts invested. Brokerage services are provided to Surmount Clients by Alpaca Securities LLC, an SEC registered broker-dealer and member FINRA/SIPC. For more information, see our disclosures. *These are not, nor intended to be, a testimonial or endorsement of Surmount's services.

@ 2026 Surmount Inc.

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